Driving a car and you don't have insurance? Is that legal?

Well, it depends. Is it your car? Does that car have insurance? Is it a rental? Is it your friends? These seem to be the ways around YOU not having car insurance. You can legally drive any of the cars in the above situation, as long as you have a legal/valid drivers license for that class of vehicle.

Get our free mobile app

But what about the other times? Say you were a day or two late with your payment?

The insurance companies electronically communicate with the Department of Motor Vehicles. What does that mean? Big Brother, aka the DMV and New York State, is always watching you.

If you get pulled over in your car and you don't have insurance, what can happen?

  • You can get arrested and get a ticket, for insurance lapse.
  • Your car can get impounded. Then you will have to pay additional fees to get it back.
  • The DMV will say, thanks for playing, but your out, by taking away your drivers license and your car registration.

What if its your friend or someone else who borrowed your uninsured car?

  • If your car is in an accident and you knowingly let someone drive your car, when you didn't have insurance, then YOU still get the penalties. Yep, you will need to pay money for fines and penalties, plus the DMV can revoke your license for at least one year. Plus, there are additional fees that you can potentially get hit with when you have your day in traffic court.

20 Worst Places to Live in New York State

A list highlights the worst places a New York resident can call home. A number of places in the Hudson Valley made the list, including one that was ranked the worst place to live.

Rent This Human Sized Hobbit House In Pawling, NY

Over 100 'Fun Facts' About The Hudson Valley

Did you know that Lucille Ball made her stage debut in the Hudson Valley? How about Philadelphia Cream Cheese wasn't invented in Philadelphia, but in Orange County? Or that a mansion in Dutchess County inspired the expression "keeping up with the Joneses?" Find out about those and over 100 other fun facts about the Hudson Valley. 

5 Types of Apple Pie You Will Find in New York

There are many different types of apple pies, here are a few that you will find when eating some of the best pies in New York State.

Photos: Mustang Pinned Under Tractor-Trailer Near I-84 in Hudson Valley

A Mustang crashed into a tractor-trailer near I-84 in the Hudson Valley. 

The 10 Places You're Most Likely to Crash on I-84 Between Danbury and Waterbury

I noticed that motor vehicle accidents happen in the same areas of I-84 between Danbury and Waterbury very often, here are 10 of the most common areas that crashes have been reported

6 Things That Are No Longer in Cars

Things you don't find in cars anymore.

The Fast 5 - Five of the Fastest Cars In the World

As of 2020 these cars were considered some of the fastest production cars in the world.

Fire Destroys A Car In Crossgates Parking Lot In Guilderland