So yet again another big company has been hacked and all of your information could be out there, being sold to thieves. Am I being a bit dramatic? If you have ever been the victim of identity theft, then you know, it is better to take precautions than to have to straighten things out after the fact.

The site or company that has been involved this time is Equifax. You know, one of the big three credit bureaus. Yep, that one. According to Equifax, the breach happened from the middle of May to July of this year. The information that was breached included your social security numbers, date of birth, addresses, employment info and in some cases drivers licenses.

Yes, the people responsible for judging you on how you use your credit (credit scores) and helping you get credit, just could have potentially made it tough for you to ever get credit again.

So, what are they doing? They are giving everyone who may have been affected free credit monitoring for one year. Basically, they are saying to the world "My Bad" but they are doing probably the only thing that they can to protect you (and themselves) by giving you the use of their services for one year.

The website that you will need to go to, to start the process is You will need to enter your last name along with the last 6 digits of your social security number. If you are one of the people that was part of the hack, you will then be able to sign up for the credit monitoring for one year, for free.